Long-Term Care Insurance

Long-term care insurance is designed to cover the costs of extended care services that may be needed due to aging, chronic illness, or disability. Traditional health insurance and Medicare typically do not cover long-term care expenses, making this type of coverage an important consideration for those who want to protect their savings and maintain independence. Long-term care insurance helps pay for services such as in-home care, assisted living, and nursing home care.

At Philip Coats – New York Life Financial Professional, we assist individuals in selecting a long-term care insurance policy that fits their needs. Whether you are planning ahead or have immediate concerns about long-term care, we help you understand your options and choose a policy that provides financial security for you and your family. With the right coverage, you can ensure access to quality care while preserving your assets.

Planning for long-term care is a smart financial decision. If you want to explore your options and secure a policy that aligns with your future needs, reach out today for a consultation. Let us help you prepare for the future with confidence.